What should you know before claiming Social Security benefits? Do you know the ins and outs of applying for benefits or how working affects your payments? Are you confused about common-law marriage eligibility? In this episode, I answer listener questions about Social Security benefits, from clarifying the differences between spousal and survivor benefits to explaining the impact of working while receiving benefits and the new identity verification requirements. I also address specific scenarios, including those involving teacher pensions and common-law marriages, to provide clear guidance and help listeners make informed decisions about their retirement. Tune in as we discuss:  Social Security identity verification changes and how to navigate them Survivor and spousal benefits—understanding your options How taxes impact surviving spouses and the widow’s penalty Insights into working in retirement and making informed choices And more! Resources: Get Your FREE Simply Retirement Roap  Get your Social Security inquiries answered by calling (800) 772-1213 SSA Press Release: Social Security Strengthens Identity Proofing Requirements and Expedites Direct Deposit Changes to One Day Social Security: My Social Security .gov  ID.ME  Connect with Eric Blake:  www.TheSimplyRetirementPodcast.com the Simply Retirement Newsletter Ask a Question or Suggest a Topic for the Podcast Blake Wealth Management YouTube  5s3v4e