The Money Goal - SYOK Podcast [ENG] 5j542t

You're turning 30, and suddenly everyone around you is buying houses, settling down, and making big "adult" moves. You're thinking about your future too... maybe even picturing your dream home for your future family. But in today’s economy, is owning a home still the goal, or just a major financial burden waiting to happen? In this episode of The Money Goal, we chat with our guest Nura, who’s been seriously considering buying her first home—but has no idea where to start. From budgeting to down payments and all the scary stuff in between, we’re breaking it all down.

You’ve been adulting for a good 5 years now. Since day one, you’ve diligently paid for your health insurance — no claims, no drama. But now your ’s gone up and you're wondering: Am I just throwing money away? Even with a few hospital visits, public healthcare in Malaysia has always had your back (and your wallet). So why are you paying over RM2,500 a year for something you’ve never used? In this episode of The Money Goal, Emir sits down with a special guest to unpack this very question. Is it a scam, a safety net, or just misunderstood? Plus, discover a few easy ways to cut down your monthly commitment without compromising your coverage.

What happens when your monthly expenses are higher than your salary? It’s not always your fault. Unexpected emergencies like medical bills or a car breakdown can throw your budget into chaos. In today’s world, just trying to survive feels like a full-time job. While some jobs pay well, many don’t, and that makes it tough to decide whether to start fresh or try to make ends meet with what you have. In this episode of The Money Goal, Emir breaks down how to assess your situation and take the first steps toward better financial control.

What happens when your monthly expenses are higher than your salary? It’s not always your fault. Unexpected emergencies like medical bills or a car breakdown can throw your budget into chaos. In today’s world, just trying to survive feels like a full-time job. While some jobs pay well, many don’t, and that makes it tough to decide whether to start fresh or try to make ends meet with what you have. In this episode of The Money Goal, Emir breaks down how to assess your situation and take the first steps toward better financial control.

The dream is simple: work hard now, retire by 55, and finally have the freedom to do whatever we want. But how much do we actually need to save? What about emergencies? And is the F.I.R.E. lifestyle even realistic for most of us? We’re diving into all that — the myths, the math, and the mindset behind Financial Independence, Retire Early.

The dream is simple: work hard now, retire by 55, and finally have the freedom to do whatever we want. But how much do we actually need to save? What about emergencies? And is the F.I.R.E. lifestyle even realistic for most of us? We’re diving into all that — the myths, the math, and the mindset behind Financial Independence, Retire Early.

As we grow up, so do our parents—and with that comes a new kind of worry: Are we financially ready to take care of them if something unexpected happens? In today’s world where everything feels like it's getting more expensive, it’s tough enough to stay financially stable for ourselves—let alone plan for our parents' future. Should you get insurance for them? Is saving enough? What’s the right step? In this week’s episode of The Money Goal, our host Emir shares practical tips and advice to help ease those financial worries and get you thinking ahead.

As we grow up, so do our parents—and with that comes a new kind of worry: Are we financially ready to take care of them if something unexpected happens? In today’s world where everything feels like it's getting more expensive, it’s tough enough to stay financially stable for ourselves—let alone plan for our parents' future. Should you get insurance for them? Is saving enough? What’s the right step? In this week’s episode of The Money Goal, our host Emir shares practical tips and advice to help ease those financial worries and get you thinking ahead.

Stocks, bonds, crypto, property… there’s so much investment advice out there, and everyone keeps saying “start young for better returns.” But what if you’re already 28? Is it too late to start? And honestly… how do you even start? In this episode of The Money Goal, Emir sits down with a guest who’s asking the exact same questions. If you’ve ever felt lost about investing, this one’s for you!

Stocks, bonds, crypto, property… there’s so much investment advice out there, and everyone keeps saying “start young for better returns.” But what if you’re already 28? Is it too late to start? And honestly… how do you even start? In this episode of The Money Goal, Emir sits down with a guest who’s asking the exact same questions. If you’ve ever felt lost about investing, this one’s for you!

The Money Goal is back for Season 2 — and this time, Emir from The Millennial Finance is bringing in guests to talk about the real financial struggles that Millennials and Gen Zs face every day.

The Money Goal is back for Season 2 — and this time, Emir from The Millennial Finance is bringing in guests to talk about the real financial struggles that Millennials and Gen Zs face every day.

In Episode 3, Christy Ng shares her inspiring journey of transforming an idea into a thriving business. This episode covers the story of grit, determination, and entrepreneurial success.

In Episode 3, Christy Ng shares her inspiring journey of transforming an idea into a thriving business. This episode covers the story of grit, determination, and entrepreneurial success.

In Episode 2, we dive into the process of transforming your ion into a successful side hustle while managing a full-time career. This episode offers practical strategies for identifying your ion, balancing multiple responsibilities, and staying motivated throughout your journey to success.

In Episode 2, we dive into the process of transforming your ion into a successful side hustle while managing a full-time career. This episode offers practical strategies for identifying your ion, balancing multiple responsibilities, and staying motivated throughout your journey to success.

 In Episode 1, we’re breaking down why early money skills are life skills. From allowance to savings goals, Episode 1 covers why teaching money skills to kids is the best investment you can make.

 In Episode 1, we’re breaking down why early money skills are life skills. From allowance to savings goals, Episode 1 covers why teaching money skills to kids is the best investment you can make.